Wyndham reward logo Image OPEN AN ACCOUNT

Debit Card Benefits

Earn Points

2,500 bonus points
After opening your account, making at least two direct deposits, and spending $100 in the first 90 days.1
1 point per $2 spent
On all other qualifying purchases.3
1 point per $1 spent
On eligible purchases made at participating Hotels by Wyndham and qualifying gas and grocery purchases.3
Anniversary Bonus
Earn up to 7,500 bonus points each anniversary year depending on your annual net purchases.4

Benefits

$6 Monthly Fee Waived
There's no monthly fee as long as you maintain a minimum average monthly balance of $2,500.2
No ATM Fees at 2 Million ATMs Worldwide
You won't pay any ATM surcharges within the Cirrus network.6
Find a Cirrus® ATM
Earn Unlimited Points
There is no limit to the number of Wyndham Rewards points you can earn on qualifying purchases. Points can be redeemed for free and discounted nights at thousands of hotels worldwide.8
Get GOLD!
Enjoy a complimentary Wyndham Rewards GOLD member level with perks like preferred room selection, late checkout, and more.5
Enjoy a Cardmember Booking Discount
Save even more for stays at participating Hotels by Wyndham.7
OPEN AN ACCOUNT

How It Works

1. Complete Application Open an account and download the Wyndham Rewards Debit Card app. 2. Add Funds Add funds to your account and set up direct deposit or transfer money into your Debit Card account. 3. Earn Without Limits Start earning unlimited Wyndham Rewards points at participating Hotels by Wyndham and on qualifying gas, grocery, and other purchases with your Debit Card.
OPEN AN ACCOUNT
FDIC Insured Card account funds insured by the FDIC up to $250,000 per depositor.

Banking services provided by Sunrise Banks, N.A., Member FDIC. The Wyndham Rewards Debit Card is issued by Sunrise Banks N.A., Member FDIC, pursuant to a license from Mastercard International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. This card may be used everywhere Debit Mastercard is accepted. Use of this card constitutes acceptance of the terms and conditions stated in the Cardholder Account Agreement.

Why Wyndham Rewards?

With our generous hotel rewards program, you get:

Three simple tiers

Choose how you want to redeem your points with three simple free night tiers‐7,500, 15,000, or 30,000 points per bedroom.

Discounted Nights with Points + Cash

A discounted night starts at just 750 points plus cash at participating properties.8

Generous earn on qualified stays

Designed for the everyday traveler, Wyndham Rewards is the only hotel loyalty program to offer members a guaranteed 1,000 points with every qualified stay.8

Freedom to redeem anywhere

Whether you're at home or on the road, you can redeem your Wyndham Rewards points for online merchandise, gift cards, experiences, and so much more.8

Member Level Status

Qualifying nights can roll over into the following year, making higher status and more perks easier to obtain.8

hotel-loyalty

BEST HOTEL LOYALTY PROGRAM

hotel-loyalty

#1 BEST HOTEL
LOYALTY PROGRAM

(1) You are eligible to receive a one-time bonus of 2,500 Points when you satisfy both of the following requirements within 90 days of Card Account opening: (1) establish and receive at least 2 direct deposits, recurring monthly or more frequently, and (2) make at least $100 in Net Purchases using your Card. Net Purchases are all purchases made using the Card, excluding any returns, refunds, or adjustments.

The welcome bonus will be transferred to your Wyndham Rewards Member Account within 6 to 8 weeks after the 90th day from Card Account opening, provided your Card Account is open and in good standing at the time of transfer. For information regarding the terms of the Wyndham Rewards Program, including Point expiration policy, please visit wyndhamrewards.com or contact Wyndham Rewards Member Services at 866-WYN-RWDS (866-996-7937).

(2) This fee will be waived for any statement cycle during which you maintain an average monthly balance of at least $2,500 in your Card Account. Other fees may apply. See terms and conditions for details.

(3) Link your Wyndham Rewards Member Account to your eligible Wyndham Rewards Debit Card to earn points on qualifying transactions. Returns, refunds, and adjustments are excluded. Points will be awarded after the close of each Card Account monthly statement. There is no limit to the total points you can earn as long as the Wyndham Rewards Program remains active and your Card Account is open, active, and in good standing. Restrictions apply. See the Account Agreement and Points Earning Terms for full details on eligibility, qualifying transactions, and restrictions.

(4) So long as the Card Account is open, active and in good standing, you are eligible to earn bonus Points based on annual spend each anniversary year as follows:

Annual Net Purchases Anniversary Bonus Points Awarded
$5,000.00 - $9,999.99 2,500 Points
$10,000.00 - $14,999.99 5,000 Points
$15,000.00 and above 7,500 Points

(5) To qualify for a Complimentary Gold member level, you must be an Eligible Member. For more information about eligibility, Member Levels including the perks available to Gold Members, visit wyndhamrewards.com/levels.

(6) Out-of-network ATM withdrawals are subject to a $3 fee, and ATM operators may impose their own additional fees.

(7) You will receive an additional discount when booking the Wyndham Rewards Member Rate at participating properties; for more information, please visit WyndhamRewards.com/terms/cardmemberrate for additional details.

(8) More Information About Free & Discounted Nights:

Participating properties only. Free Nights require 7,500 - 30,000 points per bedroom. Discounted Nights with Points + Cash require 1,500 - 6,000 points per bedroom, plus a cash payment. Wyndham Rewards Member must have enough points for all bedrooms in desired accommodation to book with points. Free Nights & Discounted Nights with Points + Cash at hotels are for standard rooms. Per night resort fees payable at Caesars Entertainment properties; points can't be used to pay them. Cancellation policies vary by property. Subject to availability; blackout dates/rates, minimum length of stay requirements & other restrictions apply. Most properties: applies to room rate only (Free Nights: including taxes, Discounted Nights with Points + Cash: excluding taxes). Amount of cash required for Discounted Nights with Points + Cash varies by property & other advance fees also typically payable at vacation club resorts and vacation rentals for these nights. See WyndhamRewards.com/terms for more information.

More Information about Free Nights & Discounted Nights (formerly referred to as GO FREE & GO FAST COMBINED), VERY ABBREVIATED, FOR USE ONLY AS A LAST RESORT ON SMALL SPACE MATERIALS:

Point redemption levels & cash payment amounts vary by property & in the case of points, can be as high as 30,000 points per bedroom. Member must have enough points for all bedrooms in desired accommodation to book. Resort & other fees may apply (even for Free Nights); points can't be used to pay them. Most properties: award applies to standard room rate only (Free Nights: including taxes, Discounted Nights with Points + Cash: excluding taxes). Awards subject to availability, blackout dates/rates & other restrictions; see www.wyndhamhotels.com/wyndham-rewards/terms for more information.

Banking services provided by Sunrise Banks, N.A., Member FDIC. The Wyndham Rewards Debit Card is issued by Sunrise Banks N.A., Member FDIC, pursuant to a license from Mastercard International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. This card may be used everywhere Debit Mastercard is accepted. Use of this card constitutes acceptance of the terms and conditions stated in the Account Agreement.

Cirrus and the circles design are registered trademarks of Mastercard International Incorporated or its affiliates.